Liability in Texas Construction Accidents: General Contractors vs. Subcontractors

In Texas, construction work brings significant economic benefits and job opportunities. However, construction sites also pose serious safety risks for workers. When accidents occur, determining liability becomes essential in helping injured workers receive fair compensation. Liability in construction accidents is often complex, particularly when it involves general contractors and subcontractors. Each has unique responsibilities and duties on a construction site, and understanding these roles can make a big difference when pursuing a claim. This discussion will clarify the differences between general contractors and subcontractors, outline their respective responsibilities, and examine who may be held liable in the event of an accident. At, Willumsen Law Firm, P.C., we are here to guide you through the legal process and help you navigate the complexities of your case.

Understanding General Contractors and Subcontractors in Texas

In construction, different companies and workers collaborate to complete projects efficiently and on time. At the heart of this team is the general contractor, who oversees the entire project. General contractors are responsible for hiring and coordinating subcontractors to perform specific tasks, such as electrical work, plumbing, roofing, or drywall installation. Each subcontractor brings specialized skills, often making the work more efficient. However, these different roles can sometimes blur when it comes to determining liability in an accident.

In Texas, general contractors often hold the primary contract with the property owner or developer, meaning they bear significant responsibility for the project. They must ensure that the worksite meets safety standards and regulations and must coordinate all subcontracted work to avoid accidents and hazards. However, because they employ subcontractors to complete specific tasks, the question of liability in an accident becomes more complicated.

Roles and Responsibilities of General Contractors

General contractors in Texas take on numerous responsibilities to ensure the safety and success of a construction project. They typically control the overall schedule, monitor the budget, and ensure compliance with all safety regulations. One of their primary roles is maintaining a safe work environment for everyone on the site, which includes subcontractors and other workers.

Under Texas law, general contractors may be responsible for developing and enforcing safety policies, providing proper signage, and ensuring that everyone on site wears protective gear. They are expected to conduct regular safety inspections, look for potential hazards, and address any issues they find. General contractors also have a duty to verify that subcontractors are following safety procedures, but this does not mean they directly supervise each subcontractor. Instead, they oversee the general safety standards, which leaves room for liability concerns when an accident occurs.

Fred Willumsen

Managing Attorney

Helping Injury Victims for Over 25 Years

My focus is to give a voice to families who have suffered a wrongful death or a serious injury to a family member caused by an 18-Wheeler, commercial truck, or a drunk driver. 

Contact us today, we can help you.

Fred Willumsen

Managing Attorney 

Helping Injury Victims for Over 25 Years

My focus is to give a voice to families who have suffered a wrongful death or a serious injury to a family member caused by an 18-Wheeler, commercial truck, or a drunk driver. 

Contact us today, we can help you.

Duties and Responsibilities of Subcontractors

Subcontractors in Texas, unlike general contractors, have more specific roles tied directly to their area of experience. Their duties typically revolve around performing a designated portion of the work, such as installing electrical wiring, plumbing, or painting. Subcontractors are responsible for their own tools, equipment, and materials, and they are expected to perform their work safely and in accordance with relevant safety standards.

When it comes to liability, subcontractors can be held accountable if an accident occurs due to negligence within their particular task or area of work. For example, if an electrician fails to follow proper wiring protocols, resulting in an injury, that electrician could be held liable. Subcontractors have a duty to ensure that their work does not pose unnecessary risks to other workers or to the public. While they may not manage the entire project, their actions can still have a significant impact on the safety of the worksite.

Determining Liability in a Construction Accident

Determining liability in Texas construction accidents often requires an in-depth examination of each party’s role and responsibilities. In some cases, the general contractor may be held liable, while in other cases, the subcontractor could be found responsible. Often, both parties share some level of liability, especially if they failed to uphold their respective safety obligations. Texas law looks at the details of each situation to assess who had control over the conditions that caused the accident.

One critical factor in assessing liability is control. If the general contractor maintained direct control over the area or activity where the accident occurred, they could bear more responsibility. On the other hand, if the accident resulted from a subcontractor’s specific task, such as improper welding, the subcontractor may be primarily liable. The law also considers whether each party took reasonable steps to prevent foreseeable accidents. Failure to adhere to standard safety protocols can play a significant role in determining liability.

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Texas Laws and Regulations Governing Construction Liability

Texas has specific laws and regulations in place to promote construction site safety. Both general contractors and subcontractors must adhere to these regulations to minimize the risks of accidents. The Occupational Safety and Health Administration, commonly known as OSHA, sets standards that must be followed, including requirements for protective equipment, training, and hazard communication. Texas also has its own rules to support safe work environments, even though it is not mandatory for employers to carry workers’ compensation insurance in this state.

If a general contractor or subcontractor fails to comply with OSHA standards or Texas-specific safety rules, they may be considered negligent. This negligence can impact liability, making it more likely that the negligent party will be held responsible for the accident. Texas laws allow injured workers to seek compensation, especially if the responsible party did not fulfill their legal obligations regarding safety and risk prevention.

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How Texas Courts Approach Shared Liability

In Texas, construction accident cases may involve shared liability, particularly when multiple parties contributed to an unsafe condition. Texas follows a modified comparative negligence rule, which allows injured workers to recover damages even if they were partially responsible for the accident, as long as they are not more than 50 percent at fault. The court evaluates each party’s level of responsibility to determine compensation.

For example, if both the general contractor and subcontractor failed to follow safety protocols, they might both share responsibility for the injury. The court will assess what each party did or did not do in regard to safety and assign a percentage of fault. This approach ensures that those who suffer injuries receive fair compensation, even in cases where more than one party is at fault.

Insurance Considerations in Construction Accident Liability

Insurance coverage plays an important role in construction accident liability. General contractors and subcontractors often carry separate insurance policies to protect themselves against potential claims. In Texas, general contractors may have general liability insurance, while subcontractors might carry liability coverage specific to their trade. In the case of an accident, these policies may help cover damages, medical expenses, and other costs associated with the injury.

However, insurance companies will typically investigate the accident to determine who was at fault and how much each party’s insurance should cover. This can lead to complex negotiations, especially if both the general contractor and subcontractor have some level of responsibility. Working with an attorney can help injured workers understand their rights and secure the compensation they deserve, even if insurance companies are trying to limit payouts.

The Role of Documentation and Evidence in Proving Liability

In Texas construction accident cases, evidence and documentation are essential in establishing liability. Records such as safety inspection reports, training logs, and accident reports can provide insight into whether proper safety measures were in place. Witness statements and photographs from the accident scene are also helpful in building a case.

Both general contractors and subcontractors should maintain detailed records to show compliance with safety standards. If a claim is filed, these records may help determine whether negligence played a role in the accident. When pursuing a claim, having an attorney review the evidence can make a significant difference in the outcome.

Steps Injured Workers Should Take After a Construction Accident

If you are injured in a Texas construction accident, there are a few steps you should take to protect your right to compensation. Seek medical attention immediately, as this ensures your injuries are documented. Report the accident to your supervisor or site manager, making sure it is officially recorded. Document the scene if possible, including taking photos of the area where the accident happened and gathering contact information from witnesses.

It is also wise to consult with an attorney who understands Texas construction accident liability, as they can guide you through the process of pursuing a claim. The laws surrounding liability can be complex, especially when dealing with contractors and subcontractors. An attorney can help gather evidence, communicate with insurance companies, and work to secure fair compensation for your injuries.

Construction accidents are often confusing and challenging to navigate alone, especially when liability is shared among general contractors and subcontractors. Willumsen Law Firm, P.C. has experience assisting injured workers in Texas construction accident cases. If you or a loved one has suffered an injury on a construction site, our team can provide the support and guidance you need. We work to hold the responsible parties accountable, helping injured workers pursue the compensation they deserve for medical bills, lost wages, and other expenses. Reach out to us today for a consultation to learn more about how we can assist with your construction accident claim.

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