Car Accidents vs. Truck Accidents: Key Differences in Texas Personal Injury Cases

Car accidents and truck accidents are common occurrences on Texas roads, and while both types of accidents can lead to serious injuries, they are not the same. Car and truck accidents differ in important ways that can affect personal injury cases. In Texas, these differences can impact the way a case is handled, from determining who is responsible to calculating the compensation for the injured person. Understanding the specific factors that set truck accidents apart from car accidents is important for anyone who has been involved in either type of accident.

Truck accidents often cause more serious injuries than car accidents. Trucks are usually much bigger and heavier than cars, which makes a collision with a truck much more dangerous. For people who suffer injuries in a truck accident, there can be lasting effects, both physically and financially. This means that truck accident cases are often more complicated than car accident cases and may involve many different factors and parties. It is helpful to look at the key differences between car and truck accidents to understand what to expect in a Texas personal injury case. At, Willumsen Law Firm, P.C., we are here to guide you through the legal process and help you navigate the complexities of your case.

Differences in Vehicle Size and Weight

One of the biggest differences between car and truck accidents is the size and weight of the vehicles involved. Cars are much smaller and lighter than trucks, which means they generally do less damage in an accident. Trucks, especially large commercial trucks, are much heavier and bigger than cars, and they can weigh up to 80,000 pounds when fully loaded. The sheer size and weight of a truck can cause serious damage to a smaller vehicle and lead to much more severe injuries for those involved in the crash.

Because of their size, trucks also take longer to stop and are more difficult to control. This makes it easier for accidents to happen if a truck driver is not paying full attention or if road conditions are challenging. When a truck collides with a car, the impact is often far worse than when two cars crash. This size difference means that truck accidents are more likely to involve major injuries or even fatalities. Therefore, people injured in truck accidents often face more medical bills and longer recovery times than those injured in car accidents.

Differences in Causes of Accidents

Car and truck accidents also differ in terms of their most common causes. Car accidents are often caused by driver error, like speeding, not paying attention, or failing to follow traffic signals. Drivers may also cause accidents when they are distracted by cell phones or other devices, or when they are under the influence of alcohol or drugs. These behaviors can lead to dangerous situations on the road and increase the chances of a crash.

Fred Willumsen

Managing Attorney

Helping Injury Victims for Over 25 Years

My focus is to give a voice to families who have suffered a wrongful death or a serious injury to a family member caused by an 18-Wheeler, commercial truck, or a drunk driver. 

Contact us today, we can help you.

Fred Willumsen

Managing Attorney 

Helping Injury Victims for Over 25 Years

My focus is to give a voice to families who have suffered a wrongful death or a serious injury to a family member caused by an 18-Wheeler, commercial truck, or a drunk driver. 

Contact us today, we can help you.

Truck accidents, on the other hand, often happen due to different reasons. While truck drivers can also make mistakes or drive while distracted, other factors related to the trucking industry can cause accidents. For example, truck drivers are often required to drive for long hours, which can lead to fatigue and decrease their ability to react quickly. The pressure to meet deadlines may push truck drivers to drive faster or longer than is safe, increasing the risk of an accident. Additionally, the trucks themselves may be a factor if they are not properly maintained or if they have a mechanical problem, such as brake failure. In truck accidents, these factors can make the case more complex since there may be multiple people or companies responsible for the accident.

Differences in Liability and Responsibility

Liability is an important part of any personal injury case, and this is where car and truck accidents can be very different. In a car accident, the person responsible is often just the driver who caused the crash. If a car accident was caused by a driver who ran a red light or was distracted, it is usually clear who is at fault. However, in a truck accident, determining liability can be much more difficult.

Truck drivers are usually employed by trucking companies, which means that the company might also be responsible for the accident. If a trucking company forces its drivers to work too many hours without rest, or if it fails to properly maintain its vehicles, the company could be liable for any accidents that happen. In some cases, the truck’s owner, a maintenance provider, or a manufacturer may also share responsibility if the accident was caused by faulty parts or improper maintenance. This makes it more complicated to determine who is liable in a truck accident, as multiple parties might be involved.

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I highly recommend attorney Fred Willumsen. He is professional, thorough, forthright, and kind. He communicated well throughout the process, took the time to answer any question I had, told me just how things were, whether good news or bad. He advised well on decisions I needed to make, and his support team did a great job in helping to navigate and resolved my case with the best results possible. Thanks again, Fred!”

- A.M.

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Fred Willumsen was understanding , compassionate and very knowledgeable . Mr. Willumsen kept in contact with us every step of our case . His time and dedication was definitely appreciated.”

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Differences in Insurance Coverage

Insurance is another area where car and truck accidents differ. In Texas, drivers are required to carry a certain amount of insurance to cover damages in case of an accident. Most car drivers carry liability insurance, which covers the cost of injuries and damages to the other driver in an accident. While this insurance is usually enough to cover minor to moderate accidents, it may not be enough for more serious crashes.

Truck drivers and trucking companies have to carry much higher levels of insurance than regular drivers. Because trucks can cause so much damage in an accident, trucking companies are often required to carry millions of dollars in liability coverage. This larger amount of insurance can provide more compensation for people injured in truck accidents, but it can also mean that insurance companies will fight harder to avoid paying a claim. Insurance companies for trucking companies may try to deny responsibility or argue that the injured person was partially at fault. This makes truck accident cases more challenging and may require a thorough investigation to build a strong case for compensation.

Differences in Potential Compensation

The compensation available in car and truck accident cases can be very different. In car accident cases, the compensation typically covers medical bills, lost wages, property damage, and possibly pain and suffering. If the injuries are not too serious, this compensation can be enough to cover most of the costs. However, in truck accident cases, the compensation may be much higher because the injuries tend to be more severe and the financial impact on the injured person is often greater.

Truck accidents often lead to major injuries, such as broken bones, head injuries, or spinal injuries, which can require long-term medical care. Because the costs of treating these injuries are so high, compensation in truck accident cases can be much larger to cover these additional expenses. In some cases, if the trucking company or driver was especially careless, the injured person may also receive punitive damages. These are extra payments meant to punish the responsible party and discourage them from making similar mistakes in the future.

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Differences in Legal Process

The legal process for handling car and truck accident cases also has some important differences. Car accident cases are often simpler and quicker to resolve because they usually involve only two drivers. If one driver is clearly at fault, the case may be settled through the insurance company without going to court.

Truck accident cases, however, are often more complex and may take longer to resolve. Because there may be multiple parties involved, such as the truck driver, trucking company, and even the truck’s manufacturer, these cases require a deeper investigation. Lawyers may need to review records, interview witnesses, and examine evidence like driver logs or maintenance records. Trucking companies and their insurers often have strong legal teams to defend them, which means that injured people may face a tougher legal battle. This complexity can make truck accident cases take longer to resolve, but it also means that thorough preparation can lead to a better outcome for the injured person.

If you have been injured in a car or truck accident in Texas, it is important to know your rights and the compensation you may be entitled to receive. Car and truck accident cases have different challenges, and understanding these differences can make a big difference in how your case is handled. At Willumsen Law Firm, P.C., we are here to help you through each step of your personal injury case. With our experience in handling car and truck accidents, we know how to build a strong case and pursue the compensation you deserve. Contact Willumsen Law Firm, P.C. today to discuss your case with a team that is dedicated to protecting your rights and helping you recover.

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