Understanding How A Homeowner's Insurance Policy Affects Dog Attack Cases

If you or your child has been attacked by a dog, the owner of the dog may be civilly liable for any injuries or damages that result from the dog bite — in some cases, regardless of whether the dog was known as vicious or potentially dangerous. In most cases, the dog's owner will have coverage under his or her homeowner's insurance policy for valid dog bite injury claims.

What Are The Dog Owner Liability Laws In Texas?

Any person who owns a dog — regardless of vicious or dangerous propensity — should carry personal liability coverage of at least $300,000 that covers potential dog bite injury claims. If you or a family member was attacked by a dog, our attorneys can discuss with you how such Texas dog owner liability laws affect your case.

Call now to speak directly to an attorney about your dog bite attack. FREE PHONE CONSULTATION.

How Insurance Coverage Policies Could Affect Your Dog Bite Recovery

Dog bite victims need to be aware of how certain insurance policies may affect their recovery for damages. Many insurance companies in Texas and throughout the nation have blacklisted certain breeds of dogs that have become more well-known as vicious breeds. A homeowner with one of the blacklisted dog breeds may be denied homeowner's insurance coverage exclusively due to their ownership of one of these breeds:

  • Pit Bulls
  • Rottweilers
  • Chow Chows
  • Doberman Pinschers
  • German Shepherds
  • Siberian Huskies
  • American Staffordshire Terriers
  • Boxers
  • Great Danes
  • Presa Canarios

In addition, homeowner's insurance companies that do provide personal liability coverage may have exclusions of which dog attack victims are unaware. In reviewing the fine print, it may show that coverage excludes dog bite injuries, limits the number of times it will pay for dog attack injuries, limits liability coverage amounts strictly pertaining to dog bite injuries, or limits the people who may be covered under the policy for a dog bite injury. We can discuss with you the specifics of your case and your best options in seeking compensation.

Call Today — Free Consultation — No Fee Unless You Win

Call toll free 800-346-0139 or use our convenient email form to arrange a FREE CASE EVALUATION. Our general office hours in Houston are 9 a.m. to 6 p.m., and we make ourselves available to meet during the evenings and on weekends by pre-arrangement. If you can't come to our offices in Houston or Katy, we can arrange to meet at a location convenient for you. At our firm, you get direct access to an attorney each time, every time, all the time.

We handle all personal injury and wrongful death cases on a contingency-fee basis. Our firm advances the cost of investigating, preparing and resolving your case. You will pay NO attorney fees or expenses UNLESS we recover monetary damages in a settlement or trial verdict.

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